Legal notice

General

Thank you for carefully reading the terms and conditions detailed in this document. By accessing and using this site you agree to be bound by the following terms and conditions which are those of AU Group and its subsidiaries without limitation and including the Privacy Policy.

AU Group may at any time modify these terms and conditions. Use of this site following such modifications constitutes tacit acceptance of such changes.

Site Editor

You are currently connected to the following address: https://www.au-group.com.

This Site is published by AU Group - Assurance Universelle (commercially known as AU Group), a simplified joint stock company with a share capital of €2,000.000, having its registered office at 91, rue du Faubourg Saint Honoré, Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 552 073 256 and registered with Orias under the number 07005117 (26, boulevard Haussmann - 75009 Paris / www.orias.fr). AU Group - Assurance Universelle is an insurance broker and a bank and payment services broker, and is subject to supervision by the Autorité de Contrôle Prudentiel et de Résolution (ACPR) (4, place de Budapest 75009 Paris / acpr.banque-france.fr/).

Telephone number: 01.42.66.66.46

Email: au@au-group.com

Director of publication: Mr. Baudouin de Thoré.

Identification of other French companies listed on the site

Assurance Crédit de l'Ouest (commercially referred to as AU Group), a société par actions simplifiée with a single shareholder and share capital of €357,800, headquartered at 91, rue du Faubourg Saint Honoré in Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 430 288 118 and registered with Orias under the number 07028676 (1, rue Jules Lefebvre - 75009 Paris / www.orias.fr).

Assurance Crédit Sud-Ouest (commercially known as AU Group), a simplified joint-stock company with a single shareholder and share capital of €40.000, having its registered office at 91, rue du Faubourg Saint Honoré in Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 351 237 557 and registered with Orias under the number 07005293 (1, rue Jules Lefebvre - 75009 Paris / www.orias.fr).

Assurance Crédit du Nord (commercially known as AU Group), a simplified joint stock company with a single shareholder and share capital of €40.000, having its registered office at 91, rue du Faubourg Saint Honoré in Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 321 677 031 and registered with Orias under the number 07005291 (1, rue Jules Lefebvre - 75009 Paris / www.orias.fr).

Assurance Crédit de la Région Est (commercially known as AU Group), a simplified joint stock company with a single shareholder and share capital of 460.000, having its registered office at 91, rue du Faubourg Saint Honoré in Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 324 443 787 and registered with Orias under the number 07005296 (1, rue Jules Lefebvre - 75009 Paris / www.orias.fr).

Assurance Crédit Rhône Alpes (commercially known as AU Group), a simplified joint-stock company with a single shareholder and share capital of €700.000, having its registered office at 91, rue du Faubourg Saint Honoré in Paris (75008), registered with the Paris Trade and Companies Register under the unique identification number 328 732 441 and registered with Orias under the number 07005292 (1, rue Jules Lefebvre - 75009 Paris / www.orias.fr).

These companies, insurance brokers and brokers in banking operations and payment services, are subject to the supervision of the ACPR (4 place de Budapest 75009 Paris / acpr.banque-france.fr/).

In accordance with the provisions of articles L 512-6 and L 512.7 of the French Insurance Code and Articles L 519-3-4 and R 519-16 of the French Monetary and Financial Code, the above companies provide proof of their obligations in terms of financial guarantees and professional liability insurance for insurance brokers and banking and payment services brokers.

For any claim, AU Group can be contacted by post (Service Réclamation - 91, rue du Faubourg Saint Honoré 75008 Paris) or by e-mail (info@au-group.com). In the event of a claim exclusively involving the insurer, the claim will be transferred to the insurer, who will take full responsibility for handling it in accordance with its own claims management procedure. In the event of a claim exclusively involving AU Group, we undertake to acknowledge receipt within a maximum of ten (10) working days from receipt of the claim, and to provide you with a response within a maximum of two (2) months from said receipt, except in the event of duly justified special circumstances. Documents relating to your claim will be kept for 5 years from the date of acknowledgement of receipt of your claim.

Hosting the Site

The Site is hosted by the company:

Infomaniak Network SA
Canton of Geneva Trade Register: CH-660.0.059.996-1
IDE number: CHE-103.167.648
VAT number: CHE-103.167.648

Head office address:

Rue Eugène Marziano 25
1227 Les Acacias, Geneva, SWITZERLAND

AU Group controls and maintains this website from France and disclaims any responsibility that the information provided is appropriate or available for use in other countries. If you use this site from another country, you are responsible for verifying compliance with locally applicable laws.

Copyright

Copyright © AU Group. All rights reserved. All copyrights and other proprietary rights in all text, images, sounds, software, and other materials or content on this site are the property of AU Group, its subsidiaries, or are used with the permission of their designated owners.

Intellectual property

AU Group, or the designated owner, retains all rights (including copyrights, trademarks and all other intellectual property rights) related to all information made available on or via the website (including text, graphics, illustrations or logos). You may not copy, download, publish, distribute or reproduce any information contained in this website in any form whatsoever without the prior consent of AU Group or the appropriate consent of the designated owner. However, you may print and/or download the information contained in this website for your personal use only.

Links to AU Group websites are not permitted without the prior written consent of AU Group.

Non warranty and disclaimers

AU Group makes appropriate efforts to provide accurate information on its website which is presented to you for information and guidance purposes. The implications and impacts may vary considerably depending on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communications, there may be delays, omissions or inaccuracies in the information contained in this website. All information provided on this website is provided on an "as is" basis.

AU Group expressly disclaims all liability or warranties of any kind, whether express or implied, such as warranties of merchantability and fitness for a particular purpose (including without limitation) , any information contained in or provided via this website and/or any services described and promoted in this website, including warranties regarding patent infringement, copyrights, or any other rights of third party organizations.

Exclusion of liability

AU Group shall not be liable for any harm, loss, damage or expense resulting from any access to or use of its website or any websites with a link to the AU Group website, including without limitation, any direct or indirect, incidental or consequential loss or profit.

AU Group cannot be held responsible for any damage suffered by the user, in particular due to the loss, damage or corruption of files, the transmission of viruses that may infect computer equipment or any other equipment during connection and/or use of its website.

Divisibility

If any part of these terms and conditions is declared ineffective, its remaining stipulations would not be affected.

Linked sites

This website may provide links or references to or from external websites. AU Group accepts no responsibility for the content, use or availability of these sites.

Applicable law, Jurisdiction

By accessing this website you agree that the laws of France shall apply to all matters relating to the use and content of this website or the information provided to you through this website. You also agree to submit to the exclusive jurisdiction of the French courts in the event of any dispute.