Discover new trends in country risks and monitor your business globally with AU G-GRADE

G-Grade: "Next Generation"
2016–2026

Ten years ago, we made a simple observation. Credit insurers all have different ways of assessing country risk, and no tool provides executives with a consolidated view of these positions.

With this in mind, we created a “grade of grades,” the G-Grade, with the aim of providing greater visibility into country risk, an essential parameter in credit risk management. 

Over the years, our quarterly rating has continued to evolve. To give it greater depth and clarity, we sought to enrich it with additional KPIs, particularly from the IMF (GDP, inflation, population, public debt, etc.). These indicators provide a comprehensive view of economic performance and help better understand the interconnections between risks and performance specific to each target country.

After analyzing millions of data points and publishing over 120 reports, the G-Grade has established itself as a benchmark tool in the market:

• it fuels our clients’ reporting, enabling them to weight their accounts receivable based on country risk,
• it has become a key decision-making tool in credit management.

In an increasingly unstable international context where a geopolitical paradigm shift is inevitable, country risk is now at the forefront of concerns for all companies exporting or investing abroad. This new geopolitical landscape will also present opportunities for companies through proactive planning.

This is why we wanted to evolve the G-Grade, to offer greater analytical depth and business intelligence to executives seeking a factual yet more granular understanding of the risks to which they are exposed—and for which they will plan mitigation strategies.

Consequently, starting in the second quarter of 2026, the G-Grade will undergo structural changes:

In terms of content

• Creation of a political violence rating, developed in partnership with Pangea Risk, to assess risks related to political violence across two complementary dimensions:
  • the level of political instability in the broad sense, including wars and terrorism;
  • the level of exposure to strikes, riots, and civil unrest.
• Inclusion of a “sovereign” country risk rating: published by the major international rating agencies (S&P, Moody’s, Fitch), it provides an analytical assessment of country risk based primarily on a state’s ability to meet its financial obligations. In the G-Grade, we use the lowest rating assigned by the three agencies for a given country each quarter.
• The historical country risk rating assigned by short-term credit insurers, derived from the synthesis of positions by Allianz Trade, Atradius, Coface, and Credendo, remains unchanged.

Design

• A 100% online format on our website
• A one-year history of rating changes
• Interactive maps for a clearer understanding of risk

Now more than ever, in an unprecedented geopolitical context affecting our clients, we are extremely proud of the major improvements made to this tool, designed to support them even further.

As a specialist and enthusiast in Credit Risk Management, AU Group is committed above all to facilitating business decision-making through the creation of high-value-added content.

Enjoy the experience!