Legal notice

General

Please read carefully the terms and conditions. By accessing and using this web site you agree to be bound by the following terms and conditions of AU Group and its affiliated companies without limitation or qualification including their privacy policy. If you do not agree to be bound by these terms and conditions, you should not access or view this website.

AU Group may at any time make changes to these terms and conditions. Your use of this website following such changes constitutes acceptance of these changes.

Ownership and Operations

This web site is containing a general site owned and operated by AU Group Assurance Universelle, a company incorporated under the laws of the France located 91, rue du Faubourg Saint Honoré – 75008 Paris – France,  registered with the Paris trade and company registry under number 552 073 256 and with Orias under number 07005117 (“AU Group”).

AU Group controls and maintains this web site from France and makes no representation that the information provided on or via this web site is appropriate or available for use in other locations. If you use this web site from other locations, you are responsible for compliance with applicable local laws.

Copyright

Copyright © AU Group. All rights reserved. All copyright and other intellectual property rights in all text, images, sound, software and other materials on this web site are owned by AU Group Assurance Universelle, its affiliates or are included with permission of the relevant owner.

Intellectual Property

AU Group, or the relevant owner, retains all rights (including copyrights, trademarks as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of AU Group or the appropriate consent of the owner. However, you may print out and/or download information contained on this web site for your own personal use.

Links to AU Group sites are not permitted without the prior written consent of AU Group.

No Warranties and Disclaimer

AU Group will use reasonable efforts to provide accurate information on this web site. This information is for general guidance on matters of interest only. The application and impact can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, and the inherent hazards of electronic communication, there may be delays, omissions or inaccuracies in information contained in this web site. All information on this web site is provided “as is”.

Exclusion of Liability

AU Group shall not be liable for any injury, loss, damage or expense arising out of any access to or use of this web site or any site linked to it, including, without limitation, any loss of profit, indirect, incidental or consequential loss.

AU Group shall not be liable for damages incurred by the user, in particular due to the loss, damage or corruption of files, transmission of viruses that may infect the computer equipment or other property during the connection and/or its use.

Severability

If any part of these terms and conditions is found to be invalid, the remainder of them shall continue in full force and effect. Any conditions, which are null or void, are in this case to be understood such that their intended purpose is still fulfilled as far as possible.

Linked Sites

This web site may provide links or references from or to other external web sites. AU Group disclaims any responsibility for the content, use or availability of such other sites.

Applicable Law, Jurisdiction

By accessing this web site you agree that the laws of France shall apply to all matters arising from or relating to the use and contents of this web site or information provided to you via this web site. You also agree to submit to the exclusive jurisdiction in first instance of the Court of Paris, France with respect to such matters.

Transfer of information abroad

We may, for the above-mentioned purposes, transfer your information overseas to any office of the AU Group or any of our affiliates. Some of the firm’s offices and those of our affiliates are located in countries outside the European Economic Area which do not have well developed data protection legislation when compared to European law. However, we will take all steps to ensure that your personal information are transferred, stored and processed in accordance with the appropriate standards of safety and the provisions of this notice and Privacy laws governing the protection of personal information.